The Government of India is continuously working to strengthen welfare schemes. According to the latest update, from 1st October 2025, ₹1 lakh will be directly credited to the bank accounts of SBI, PNB, and BOB (Bank of Baroda) account holders. This news has brought relief and excitement to millions of people across the country.
Purpose of the Scheme
The objective of this scheme is to provide direct financial assistance to economically weaker sections. The government has previously implemented several Direct Benefit Transfer (DBT) schemes, but this time, transferring a large amount of ₹1 lakh directly into bank accounts is considered a historic step.
Who Will Get the Benefit?
- Account holders in SBI, PNB, and Bank of Baroda.
- Only the beneficiaries selected by the government will receive this amount.
- The scheme will benefit people in both rural and urban areas.
How Will the Amount Be Credited?
- The government will transfer the amount directly into bank accounts through the DBT system.
- Beneficiaries must link their Aadhaar card with their bank account.
- The ₹1 lakh will start being credited to eligible accounts from 1st October 2025.
Impact of the Scheme
- Economically weaker and middle-class families will gain financial security.
- People’s purchasing power will increase.
- The scheme will boost employment and business in rural areas.
Conclusion
If your bank account is with SBI, PNB, or BOB and you are eligible for this government scheme, ₹1 lakh will be credited to your account from 1st October 2025. This scheme will provide significant financial relief to millions of families.
₹1 Lakh Direct Bank Credit Yojana 2025: FAQS
Q1. When will the ₹1 lakh be credited?
The amount will start being credited to bank accounts from 1st October 2025.
Q2. Which banks are included?
State Bank of India (SBI), Punjab National Bank (PNB), and Bank of Baroda (BOB).
Q3. What are the conditions to receive the amount?
Beneficiaries must link their Aadhaar card with their bank account and be included in the government’s eligibility list.
Q4. Will all account holders receive it?
No, only those selected by the government will receive the amount.
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